Built by people who know the trades, for energy contractors.
Energy Contractor Insurance is the energy-trade division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a stolen tool trailer or a design-error claim shows up as a coverage denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Energy-trade-knowledgeable agents
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a jobsite injury happens, a tool trailer is stolen, and the contractor's carrier cites a coverage gap.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.
Expanded to specialty trade markets
After placing programs for dozens of specialty contractor and trade categories, CCA extends expertise to solar, HVAC, and electrical energy contractors with unique risk profiles.
Dedicated energy-contractor division
Energy Contractor Insurance focuses CCA's expertise on solar, HVAC, electrical, and insulation contractors — where jobsite injury, equipment theft, and design liability are the real risks.
0+
Energy contractors insured nationwide
0+
Years insuring contractors & trades
0 min
Average quote turnaround
0
States licensed & writing
Four things we won't compromise on.
Operator-first, always
Josh spent years in the trades before starting the agency. We speak the language of energy contracting because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Undervalued tools, excluded design errors, and unrated refrigerant exposure — we address the risks standard trade markets miss.
A-rated markets only
We shop carriers with the financial strength and trade experience to be there when a jobsite injury, a stolen trailer, or a design-liability claim hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your business actually requires.
Ready to protect your energy contracting business?
Get a 15-minute quote from specialists who understand energy contracting — jobsite liability, crew injuries, tools and equipment, and design and sizing exposure.